REVISTA ACADÉMICA ECO

19

Tabla 3

Matriz de presión competitiva ejercida por captaciones

 

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

1

 

6.00%

5.84%

5.94%

5.96%

5.8

2%

5.85%

6.83%

5.8

7%

5.83%

5.81%

5.92%

6.07%

6.10%

5.89%

5.89%

5.85%

5.81%

2

5.52%

 

5.45%

5.81%

6.52%

5.54%

5.83%

4.42%

6.33%

4.8

2%

4.99%

5.12%

4.99%

5.68%

6.06%

6.05%

4.97%

4.52%

3

6.37%

6.47%

 

5.24%

5.53%

6.6

5%

6.2

2%

1.53%

6.70%

8.45%

8.14%

9.63%

4.2

2%

4.10%

5.93%

6.00%

8.83%

7.6

7%

4

5.55%

5.90%

4.48%

 

6.2

0%

5.40%

5.6

7%

9.09%

5.51%

4.51%

4.6

5%

4.12%

6.84%

6.97%

5.89%

5.83%

4.38%

4.8

2%

5

5.5

0%

6.54%

4.6

7%

6.12%

 

5.40%

5.71%

7.49%

5.80%

4.44%

4.61%

4.2

5%

6.19%

6.59%

5.96%

5.93%

4.40%

4.55%

6

5.89%

6.10%

6.1

7%

5.86%

5.93%

 

5.90%

6.16%

5.98%

6.11%

6.07%

6.34%

5.84%

5.86%

5.90%

5.90%

6.18%

6.00%

7

5.7

5%

6.2

2%

5.60%

5.96%

6.08%

5.7

2%

 

6.78%

5.90%

5.49%

5.53%

5.55%

6.0

2%

6.16%

5.92%

5.91%

5.52%

5.47%

8

5.1

7%

3.64%

1.06%

7.38%

6.15%

4.61%

5.2

3%

 

3.88%

2.09%

2.43%

0.00%

10.69%

10.21%

5.63%

5.47%

1.35%

3.7

5%

9

5.7

5%

6.7

5%

6.0

2%

5.79%

6.1

7%

5.79%

5.89%

5.0

3%

 

5.68%

5.7

2%

6.01%

5.33%

5.6

5%

5.98%

5.98%

5.81%

5.44%

10

6.46%

5.81%

8.58%

5.35%

5.34%

6.69%

6.2

0%

3.06%

6.42%

 

8.26%

9.61%

4.86%

4.48%

5.85%

5.93%

8.91%

8.05%

11

6.34%

5.93%

8.15%

5.44%

5.46%

6.55%

6.15%

3.5

0%

6.37%

8.15%

 

9.0

2%

4.99%

4.69%

5.8

7%

5.92%

8.40%

7.63%

12

6.68%

6.28%

9.96%

4.98%

5.21%

7.07%

6.38%

0.00%

6.91%

9.79%

9.31%

 

3.7

5%

3.40%

5.90%

6.01%

10.28%

8.78%

13

5.5

0%

4.91%

3.51%

6.63%

6.08%

5.2

2%

5.55%

12.78%

4.92%

3.98%

4.14%

3.01%

 

8.08%

5.77%

5.69%

3.63%

4.76%

14

5.38%

5.44%

3.31%

6.59%

6.30%

5.10%

5.53%

11.88%

5.08%

3.57%

3.78%

2.6

5%

7.8

7%

 

5.84%

5.76%

3.2

5%

4.26%

15

5.64%

6.32%

5.21%

6.05%

6.2

0%

5.58%

5.77%

7.1

3%

5.84%

5.06%

5.15%

5.01%

6.11%

6.35%

 

5.91%

5.05%

5.11%

16

5.66%

6.33%

5.30%

6.01%

6.19%

5.61%

5.79%

6.96%

5.8

7%

5.15%

5.2

2%

5.1

3%

6.05%

6.30%

5.93%

 

5.15%

5.1

7%

17

6.51%

6.0

2%

9.01%

5.2

3%

5.32%

6.80%

6.26%

1.98%

6.60%

8.96%

8.57%

10.15%

4.46%

4.11%

5.88%

5.96%

 

8.2

3%

18

6.33%

5.36%

7.66%

5.6

2%

5.38%

6.45%

6.08%

5.39%

6.04%

7.92%

7.61%

8.48%

5.73%

5.2

7%

5.81%

5.85%

8.05%

 

Fuente:

 Elaboración propia. 

Superintendencia de Bancos de 

Guatemala