REVISTA ACADÉMICA ECO

17

Tabla 2

Matriz de presión competitiva recibida por captaciones

 

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

1

 

0.54%

6.86%

24.37%

21.39%

2.81%

4.39%

0.7

5%

0.1

3%

0.79%

2.10%

0.6

7%

3.06%

2.26%

8.30%

18.99%

0.42%

0.66%

2

1.44%

 

6.40%

23.8

2%

23.40%

2.68%

4.37%

0.48%

0.14%

0.6

5%

1.80%

0.58%

2.52%

2.10%

8.54%

19.53%

0.36%

0.51%

3

1.66%

0.59%

 

21.47%

19.83%

3.21%

4.6

7%

0.1

7%

0.15%

1.15%

2.94%

1.09%

2.1

3%

1.52%

8.35%

19.37%

0.64%

0.8

7%

4

1.44%

0.53%

5.2

5%

 

22.2

3%

2.61%

4.2

5%

0.99%

0.12%

0.61%

1.68%

0.47%

3.45%

2.58%

8.29%

18.80%

0.32%

0.54%

5

1.43%

0.59%

5.48%

25.10%

 

2.61%

4.28%

0.8

2%

0.1

3%

0.60%

1.6

7%

0.48%

3.12%

2.44%

8.39%

19.12%

0.32%

0.51%

6

1.53%

0.55%

7.24%

24.01%

21.26%

 

4.42%

0.6

7%

0.14%

0.83%

2.19%

0.7

2%

2.94%

2.1

7%

8.31%

19.05%

0.45%

0.68%

7

1.5

0%

0.56%

6.57%

24.44%

21.83%

2.77%

 

0.7

4%

0.1

3%

0.7

5%

2.00%

0.63%

3.04%

2.28%

8.33%

19.06%

0.40%

0.6

2%

8

1.35%

0.33%

1.2

5%

30.24%

22.06%

2.2

3%

3.92%

 

0.09%

0.28%

0.88%

0.00%

5.39%

3.78%

7.93%

17.66%

0.10%

0.42%

9

1.5

0%

0.61%

7.06%

23.7

4%

22.14%

2.80%

4.42%

0.55%

 

0.77%

2.07%

0.68%

2.69%

2.09%

8.42%

19.29%

0.42%

0.61%

10

1.68%

0.53%

10.07%

21.95%

19.14%

3.2

3%

4.6

5%

0.33%

0.15%

 

2.99%

1.09%

2.45%

1.66%

8.24%

19.12%

0.64%

0.91%

11

1.6

5%

0.54%

9.57%

22.29%

19.59%

3.16%

4.61%

0.38%

0.14%

1.10%

 

1.0

2%

2.52%

1.7

4%

8.2

7%

19.12%

0.61%

0.86%

12

1.7

4%

0.57%

11.68%

20.42%

18.6

7%

3.41%

4.78%

0.00%

0.16%

1.33%

3.37%

 

1.89%

1.26%

8.31%

19.39%

0.7

4%

0.99%

13

1.43%

0.44%

4.11%

27.19%

21.79%

2.52%

4.16%

1.39%

0.11%

0.54%

1.49%

0.34%

 

2.99%

8.1

3%

18.36%

0.26%

0.54%

14

1.40%

0.49%

3.89%

27.00%

22.60%

2.46%

4.14%

1.30%

0.11%

0.48%

1.37%

0.30%

3.97%

 

8.2

2%

18.60%

0.2

3%

0.48%

15

1.47%

0.57%

6.11%

24.79%

22.2

2%

2.70%

4.33%

0.78%

0.1

3%

0.69%

1.86%

0.57%

3.08%

2.35%

 

19.06%

0.37%

0.58%

16

1.47%

0.57%

6.21%

24.64%

22.2

0%

2.71%

4.34%

0.76%

0.1

3%

0.70%

1.89%

0.58%

3.05%

2.33%

8.36%

 

0.37%

0.58%

17

1.70%

0.54%

10.57%

21.44%

19.07%

3.29%

4.69%

0.2

2%

0.15%

1.2

2%

3.10%

1.15%

2.2

5%

1.52%

8.28%

19.2

2%

 

0.93%

18

1.6

5%

0.48%

8.99%

23.05%

19.29%

3.12%

4.56%

0.59%

0.14%

1.07%

2.7

5%

0.96%

2.89%

1.95%

8.18%

18.89%

0.58%

 

Nota: 

los 

datos 

indican 

la 

presión 

competitiva 

que 

los 

bancos

 en 

las 

columnas 

ejercen 

sobre 

los 

bancos 

en 

las 

filas. 

La 

presión 

competitiva 

que 

cada uno ejerce sobre el resto de 

bancos 

(el índice de 

Chen

) se observa verticalmente, 

mientras que la distribución de 

la presión competitiva que un 

determinado banco recibe de todos los participantes del sistema se observa horizontalmente.

Fuente:

 elaboración propia. 

Superintendencia de Bancos de 

Guatemala.